Education, Money Saver

How to raise money for your business startup

How to raise money for your business startup

There are a few main ways to raise money to fund your business startup. First, if you have money concerns, you may find this useful advice from Creditfix worth reading over before you get started. When you’re ready to get going, you may also find it useful to know where to begin. Today, we’re going to cover some of the most well-known ways to secure funding for your startup. Now more than ever we may consider work from home options or starting our own ventures to make parenting and working easier together.

Speak to family and friends 

If you’re looking at getting your new startup off the ground, you may have considered borrowing from people you know. There are upsides and downsides when it comes to approaching friends, family, and other contacts for funding with your business startup. 

On one hand, when dealing with people that you know and who are close to you, it’s far less business-like and less stressful. These people are also more likely to judge you on your character and if they know that you are 100% committed, they may be more likely to back you financially than any other kind of unknown investor who is only likely to judge your proposal solely on whether they believe the opportunity will fit with their business portfolio.

However, where your business start up and process fails, and you lose the investment, you could find that you have some very difficult phone calls to make to friends and family who trusted you with their money.

Angel investors & venture capitalists 

You may think that angel investors and venture capitalists (VC) are more or less the same thing, but you’d be wrong. There are some major differences. 

An angel investor is an individual business owner with a high net worth, meaning they are able to foot the bill to get your business started. Typically, these investors will ask for a share in the company (normally under 50%), and as part of the deal, you may be able to buy back those shares after a certain amount of profit has been paid to the investor over a number of years.

In comparison, a VC fund is typically set up by an investment group. The main advantage of this setup is that you will generally benefit from the advice and guidance from multiple experts within the group. However, VC groups could ask for more than 50% of the business, and will generally want to sell the business for a profit after a number of years. You could think of this as a get rich quick scheme masterminded by business experts who can nurture and inflate your startup idea to market buoyancy, and if you are all about the reward and and you are not too bothered about selling your business, this type of deal could be the answer. 

A note on crowdfunding and business startup …

Crowdfunding may seem like a great idea until you realize that you will have to publicly announce your business startup idea, leaving yourself open to copycat entrepreneurs and other business people who are better funded and in a better position than you to bring an identical business to market much faster than any crowdfunding plan would allow. But the funding options are real. The choice, ultimately, is yours. 

Beauty, Money Saver, Mother's Day, Natural Beauty, Natural Products, Reviews

My Little Mascara Club – Review and Unboxing

All of the products at My Little Mascara Club are natural and All of our products are always: vegan, cruelty free, gluten free, paraben free, mineral oil free, beeswax free and paraffin free.

Want to know what you get? Watch my unboxing below:

What can you buy at My Little Mascara Club?

  • Mascara: Length and Definition 0.135 fl oz (without subscription) $15
  • Mascara Volume and Curl 0.135 fl oz (without subscription) $15
  • Fresh: Mascara Remover 3.4 fl oz $12
  • Erase: Mascara Wipes (2 pack) $8
  • Trio: Gift Set (1 Mascara, Mascara Remover, Mascara Wipes) $35
  • Lovely: Gift Set (1 Mascara, Mascara Remover, Mascara Wipes, 1 Case) $42
  • Exquisite: Gift Set (1 Mascara, Mascara Remover, Mascara Wipes, 1 Bag) $49
  • or the Trial Kit (1 Mascara, Mascara Remover Wipes, Surprise Box) Now just $9!

Why would you get a Mascara Subscription?

It’s a little mascara! Little wands make application so much easier. You also get just enough to last until you should really change out your mascara or wand for sanitary reasons. Even the FDA recommends you toss your mascara after 3 months.

With My Little Mascara Club you choose how often you want your mascara delivered from every 6 weeks to every 4 months. On average their little mascara will last you 6 weeks with daily use. Mascara Plan subscribers enjoy discounts of up to 40% off their products and flat $3 (instead of $5) shipping. And you always get free shipping after $50 subtotal!

Start with your $9 trial kit HERE. Make sure to use the code: HAPPYLASHES and you get a “free gift“!

Home, Money Saver

10 Home Decor Favorites Under $20

Affiliates in this post. Clicking on some links will lead you to the deals via my affiliate links. Thank you for your support

Lanterns! I love keeping one on my coffee table and this Glass & Metal Lantern is great for safely burning those candles or just as decor. The white means it can blend in well during the Holidays too.

Buy: Joss and Main $14.99

Letter Blocks! These are a great addition to random shelves or mantles. I have a wood ‘S’ at the shelf in my stairwell as well as in my office.

Buy: Joss and Main $16.99

Candles! Always a home decor favorite are Yankee Candles. They may come with a higher price point but the aromas linger, travel well and will hold the great scent until the very end. I shop by colors, then by scent.

Buy: Yankee Candle $2-$30

Bathroom Towels! I always go with the great texture and look of a Turkish Towel for my bathroom. They look great, dry guests hands well and wash/dry without fading.

Buy: Amazon $15.99

Table Decor for Families! I love resourceful decor. When I put these fun table games out, the kids gather and it does get played with. Consider this Tic Tac Toe Board or Carved Dice

Buy: Amazon $18.95

Buy: Amazon $15.60

Wreaths! Always a great way to add color to your porch or en empty wall space. Bringing greenery indoors is my favorite decor option.

Buy: Amazon $14.99

Wood Garland! This is a year round choice. I have come to love finding just a strand or 2 of wood garland. Drape it on your mantle or spruce up vases or planters with this decor.

Buy: Amazon $10.98

Storage Containers! My favorite way to add a pop to my counter space. I don’t have much on my counter tops because I hate clutter. I do have this food storage jar next to our Keurig Duo to hold coffee and my favorite cookbook (see below) in a stand.

Buy: Amazon $19.97

Cookbook! As I mentioned above I do not clutter my counters, but I do have a metal book stand and THIS cookbook on it. Pure Food: A Chef’s Handbook for Eating Clean, with Healthy, Delicious Recipes is my favorite cookbook I originally saw at the Seattle Beecher’s (Cheese) market and found it cheaper at Amazon. It just look stunning on my counter and Beecher’s is a Seattle icon.

Buy: Amazon $16.99