Car Talk, Deals, Education, Money Saver, Tips and Tricks

Finding The Best Car Insurance in Washington Is Full of Surprises…

Trying to find the best car insurance can be a trial. We all know the big car insurance brands: State Farm, Geico, Progressive, Allstate — but after browsing those sites, I’m never sure if I’m actually getting the best deals. So this time I used Clearsurance, and what I found totally caught me by surprise. All those household brands we all see advertised so often? They aren’t ranked very highly. Clearsurance, which is a website that collects reviews from people about their insurance company, uses the data it gathers to create unbiased rankings of car insurance companies, both by state and nationally for 2018. The detailed breakdown helps you compare companies and find coverage that’s actually the best deal for your location and driving history.

Once I got over my surprise, I decided to see what companies other consumers ranked as the best car insurance options in Washington and if my car insurer was rated highly by other consumers. I didn’t even recognize some of the companies that ranked ahead of the giants in car insurance, including my own insurer.

For instance, Amica Mutual, which offers a home ownership discount, was founded in 1907 and ranks as the third best company in all of Washington. Amica Mutual’s 4.46 rating out of 5 on Clearsurance is significantly higher than that of Progressive (4.16) and Allstate (4.1).

Take a look at what companies are ranked as the top 5 car insurers in Washington on Clearsurance:

  1. USAA — 4.68
  2. California Casualty Group — 4.47
  3. Amica Mutual Insurance Company— 4.46
  4. Metromile— 4.45
  5. American National Property & Casualty Company — 4.43

These aren’t the names we typically associate with car insurance. So why are these brands so much better than the big companies we all know? Clearsurance has tons of great information to help you navigate your car insurance coverage, and one of the things I discovered is that companies like Geico and Allstate spend billions of dollars a year on advertisements to become the names we think of when it’s time to buy car insurance or consider switching car insurance. But those advertising dollars have come to from somewhere, and it ends up driving up the cost of our insurance premiums.

 

Why should we be paying more to insure our cars so that our insurer can solicit new business?

For the most part, the companies rated highly in Washington are lesser known than the big names. But the bottom line is, they’re better. These are the companies that other policyholders have found offer fair prices with good customer service and claims handling.

Still, we’re not all eligible for these top insurers, and we don’t all have the same insurance needs. That’s something else Clearsurance understands and helps you navigate. For example, USAA is the best car insurance company for Washingtonians, but it only serves active and former military members and their families. And at a company like Metromile, it offers a multi-car discount. Plus, not all car insurance companies cover high-risk drivers, so if you have a lot of accidents on your record or a DUI, you may not be able to obtain coverage from one of these companies.

What’s a good option for high-risk drivers in Washington?

I did some digging into the car insurance companies that sell in Washington and offer policies to high-risk drivers, often referred to as non-standard drivers. If you’re looking for a cost effective option, The General offers affordable coverage. The General has a rating of 3.68. Consumers seem to believe The General offers cheap prices, but the low rates are reflected in the customer service and handling of claims.

 

Finding the best car insurance for you or your family shouldn’t have to be completely mind-boggling. Once you step outside the buzz of all those big name brands, figuring out which companies actually offer the best customer service at the best price becomes a lot easier, especially if you’ve got Clearsurance on your team.

Deals, Earth Friendly, Healthy Living, Home, Natural Products, Reviews

Best Air Purifier Technology with Airfree Indoor Air Purifiers

I have partnered with Airfree for this feature. Opinions are my own

Best Air Purifier Technology with Airfree Indoor Air Purifiers

Natural relief! I love those 2 words. Last week I made an appointment with my son’s new Doctor to discuss his allergies. It had been a few years of moving and switching Doctors and treating seasonal allergies suddenly became a guessing game for me so because he was suffering so bad this spring I made an appointment to talk about a regimen for his 10 year old self. We are to give 1/2 Zyrtec and some Flonase nasal spray daily to get that swollen sinus cavity opened back up. I asked if this is something he needs to be on everyday year round and he sort told me that as long as it appears he needs it, we treat!

Needless to say, I am determined to help the air in my home and perhaps get him to only seasonally needing these medications. Now I hear that one of the best Air Purifiers on the market is having a sale and this is excellent news for your home!

Airfree air purifiers are effective against bacteria, viruses, mildew, mould, dust mite allergens, pet allergens, pollen and tobacco odors. The maintenance? None! These purifiers have no filters (gathering and holding allergens) or moving parts (that move around those allergens). It gets better because Airfree Air Purifiers are silent and energy efficient. Airfree continually draws in air, heating it to over 390ºF and instantly sterilizing it. The purified air is then cooled inside the device before being returned to the room.

There is a 40% off sale on 2 of the best-selling Airfree Air Purifiers happening from 6/29 – 7/9, 2018. Now is the time to start getting cleaner air and help naturally fight the common allergens inside your home! Sending a child off to a stuffy dorm room or campus apartment? These air purifiers will be the best healthy appliance you can send them off with! They are sleek and modern too!

Airfree Iris3000

Original price: $329.00 – 4th of July Price: $199.00

Airfree T800

Original Price: $159.00 – 4th of July Price: $99.00

Connect with Airfree on their website and by following on Facebook

Buy It (on sale 6/29-7/9, 2018) on Amazon (T800 model and Iris3000 model), Bed Bath and Beyond, Home Depot, Wayfair and Airfree.com

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Deals, Giveaways, Home, Open Giveaways, Reviews, Star Wars

Art and Photos Canvas from Canvas On The Cheap – Giveaway

I have partnered with Canvas on the Cheap. Product was sent and opinions are my own

Art and Photos Canvas from Canvas On The Cheap - Giveaway

Welcome to the Canvas on the Cheap Review & Giveaway

If you follow my blog you may have seen images or posts about my son’s favorite room of your home, the Star Wars bonus room. We bought our home almost a year ago and immediately my son wanted a theme for the bonus room and Star Wars was our choice. It can be tough finding just the right pieces but we put asks out and browsed stores to find prints and decor. Prints can get pricey until I learned a little trick. You can take any print or create any words and take advantage of canvas shop deals to put them on canvas and many times it is much cheaper than ordered prints. So, here is our latest….

The most recent prints we are slowly collecting are the opening scrolls of the Star Wars movies. I copied the opening words for Star Wars Episode VII: The Last Jedi and chose a yellow font and added a star background. I took the image I created and uploaded it into Canvas on the Cheaps’ canvas order and it arrived in perfect condition. It was brilliant and a lot less than the prints found to order online.

This is a 16″ x 20″ print so it is a great size for this feature. They have canvas prints starting at only $7.75! I have used canvas to recreate prints for my bathrooms and office. They hang so easily and look much better than a poster on the wall.

Connect with Canvas on the Cheap by visiting their website and following on Facebook

The Giveaway

1 lucky reader will win a code for their own 16″ x 20″ print shipped free! Enter below if you are 18 and older. Open to US and ends on 7/10/2018. Good luck!

Deals, Father's Day, Graduation Gift Ideas

Giving the Graduation Gift of Time from My Gift Stop – Promo Code and $300 Giveaway

I have partnered with My Gift Shop for this compensated feature. Any opinions are my own

If we start with the most exciting news, that would be this fantastic giveaway! I have a child in college and I know that it gets costly especially as you send them off to dorm rooms with essentials. On top of room necessities, they want a fresh wardrobe and accessories. We want them to do well, be set up to focus and make their classes. Giving the gift of time and having a promo code to save on luxury brands at My Gift Stop is a great way to set them up to get to class on time when Mom and dad aren’t around to drag them out of bed. So let’s get to all of it starting with the giveaway!

Giveaway rules

• No purchase necessary. • One participant will win a $300 Gift Card to MyGiftStop.com. All other participants will receive a 10% off coupon via email good towards any products. • Open to domestic and international individuals aged 18 and older only; void where prohibited. • Entry closes on Friday June 29th, 2018 at 11:59PM EST • Winner will be selected in random on Monday July 2nd, 2018. • Winner will be notified by email, so be sure to add mygiftstop.com to your safe list. • Prize unclaimed after 48 hours from notification is forfeited and My Gift Stop reserves the right to select another winner. • Winner agrees to allow My Gift Stop to publish his/her name with home city and state as a giveaway winner and to promote future giveaways and promotions. • Participant agrees that his/her email will be added to our email newsletter to receive private sales, new product updates, and other marketing emails. Email is never sold or shared. Participant may unsubscribe from newsletter at any time. ENTER HERE!

The Gift of Time with My Gift Stop

What style is your grad? Whether casual, techy, trendy or a lover of bling you find the best last-minute online gifts offering luxury goods that are dedicated to giving back to society, donating 5% of every sale to the global medical relief nonprofit, Direct Relief. My Gift Stop has watch brands you all know and love including Casio, Luminox, Bulova and more.

How can you know you are getting a great deal at My Gift Stop? If you search a few watches and compare the models to online prices you won’t find prices much lower if at all. I found some same model watches as high as 35% more than the prices at My Gift Stop.

They offer these great prices on brand names to give you a socially responsible gifting experience where you get to gift while they take a percentage of the sale and give back.

My Gift Stop Promo Code

Once you are done browsing gifts for your Grad, don’t forget to enter the promo code: PARENTINGHEALTHY at checkout to save 10% on your order. Make sure you see their entire list of luxury gift items at great prices!

Deals, Home

Key Duplication While On the Go with KeyMe

I have partnered with Key.Me for feature

Key Duplication While On the Go with KeyMe

Sometimes it’s the littlest things that excite your child and you had no clue they would react in such a way. Our latest little moment was when our duplicate house keys arrived in the mail. We bought a house at the end of summer and with all the move-in and home decor tasks I am still getting to some things I have not checked off my list. One is getting our oldest a house key and a spare key made. This way our oldest can come over if ever we are away and need him to and if power were out and the garage code won’t work he needs to have a key. So I found a KeyMe kiosk and that’s when I found out how exciting it was to a 9 year old to be handed a house key ( at least this 9 year old was super excited)!

I went to my local Bed Bath and Beyond because they have a KeyMe kiosk and I needed a few things from there anyway. Their kiosk is right in the entrance so I touched the screen, chose my design which I chose a Seattle Mariners and Seattle Seahawks key from their sports designs and followed the instructions from there.

It was very easy and quick. After selecting my designs it prompted me to stick my key in the port and hold it there for maybe 3-5 seconds. The KeyMe kiosks require a fingerprint scan and/or a credit card swipe to access scanned keys. It scanned my fingerprint in a few seconds and now my key print is secure and cannot be copied by anyone but myself.

In 3 days my keys were in my mailbox in a discrete white envelope. It didn’t even give the KeyMe name or logo on the outside and the keys are inside a yellow envelope. There is no way for anyone near your mailbox to know there are keys inside that envelope.

This is where a 9 year olds excitement comes to play. I am taking the keys off of the paper so I can get our spare tucked away and the second key onto a ring to give to our oldest when he comes for dinner in a few days when our youngest son comes into the kitchen and sees the keys. He excitedly asked if those are our house keys and as if I had just brought home a bag of candy his eyes got so big when he asked if one was for him. He knows the garage code and is very seldom home alone except maybe a 2-5 minute layover after school on rare days so I never thought about him needing or wanting one. I told him if he really wants one to pick one and the grabbed the Seattle Seahawks key. Then he went running upstairs to find a lanyard and proudly wore his very first house key around his neck that afternoon.

Well now I just gave him our spare key so I need a third one made after all. It’s a good thing KeyMe is also an app. I just log in and it remembered my key I scanned that day at the store and I don’t need t go back there. I just pick another design and it is on its way! Reordering is so easy and I don’t leave my home.

Find a KeyMe kiosk near you by visiting their kiosk locations.

Deals, Gift Guides

jClub Online Shopping with 30 Day Returns and Free Shipping

This is a post for DealSpotr for jClub

jClub Online Shopping

We all have that list of itms we need and know of online sources to get those items delivered to our doors. But, with shipping fees or unflexible return policies most of us are hesitant shopping online. I just discovered jClub and with always free shipping and a 30 day return policy this is great news for online shoppers like me.

Free Shipping

jClub ships for free. No minimum order value needed. Every item priced high or low will not have a shipping fee

Easy Return Policy

Returns are free. No fees required. Ordering online can be difficult especially with items like clothing or shoes where we cannot try on for an exact fit. jClub gets this so they allow returns and they are very easy.

No Membership Fee for jClub Online Shopping

Just as this states! You don’t pay a fee for these benefits. You will even save with deals and promos throughout the site.

I need a new harness because our puppy grew out of hers. jClub has one I want and it is under $12 shipped free!

You can save even more!

I have a 20% off promo code just for my readers! Fulfill your shopping list at jClub through THIS LINK and save use the code: PARENTINGHEALTHY at checkout.