Tag: home

The perfect evening with food and friends needs the perfect barware. Well Told has maps barware and drinkware that make great gifts for the Holiday. I am very familiar with the Well Told products and the quality of their glasses and water bottles. The etching is always flawless and they can take a bit of a beating and still in tact.

I ordered the insulated water bottle with our town. I just know I’ll need a gift for a co-worker or friend and this will come in handy as a great option. Our town is a valley sandwiched between 2 rivers and you can clearly see that in the map etched in the bottle.

Finding gifts at Well Told is so easy – find wine glasses, flasks, beer pint, whiskey glasses and so much more. If it can hold a beverage, it is available for etching. I love personalizing maps, but you can choose other etching categories from College towns, activities and academic features.

Make sure you visit Well Told and find your gifts so you are ready. They are great to order now and have on hand for an unexpected gift ready to give as they work for everyone.

Whether you have some extra cash on hand or need to boost your income, real estate investments often stand out as an optimal choice. With ideal security and consistent revenue, real estate can lay down the path to a safety net and livelihood all at once. 

But investing in real estate is easier said than done. In addition to learning about different properties, you also need to have information regarding several investment mechanisms. Otherwise, you run short of making the most out of your effort.

To help you get optimal returns, here are five steps to take when investing in real estate.

1. Know About the Level of Work Involved

Investing in real estate may seem like a one-time activity. But no matter if you are buying a property in Bellevue, Washington or Los Angeles, California, you cannot forget about its upkeep. In order to obtain your aspired income, you need to be on top of all maintenance activities. 

For this purpose, you can hire a building super. However, if you do not want to delegate the responsibility, you may have to fulfill these duties all by yourself. With this in mind, take the step to cover this requirement right off the bat. This ensures that you steer clear of surprising demands from your real estate investment. 

2. Note the Availability of Non-Traditional Financing

Once you start investing in real estate, you can file your tax returns with certain deductions or write-offs. While this practice saves you from paying unnecessary taxes, it has a direct impact on your ability to secure a traditional or qualified mortgage (QM). In such instances, you can look into non-QM options, such as a DSCR mortgage.

These loans are available from specialized lenders who do not look at your tax returns to provide you with a mortgage. This ensures that you can obtain additional funds to continue investing in your real estate empire. In turn, you can use a real estate platform to find your next rental without worrying about the required funding. 

3. Focus on Settling Your Debt

In order to ensure that your real estate investments don’t lead you to financial distress, keep paying your debts on time. This debt may include your mortgages, personal loans, credit card payments, and other forms of credit. By using a budget calculator, you can achieve this otherwise daunting feat with ease. 

You can download a budgeting app with a built-in debt tracker to help you fulfill this requirement. While it throws an additional responsibility into the mix, it pays off in the long run. Besides, when you make it a habit to update these apps with the required figures, the task does not feel like an unmanageable burden. 

4. Consistently Enhance Your Property 

Acquiring properties and listing them for rent right away might generate income without any delay. But for maximum profitability, you must make improvements to a property before renting it to tenants. From installing artificial turf to improving insulation, you can take various steps to achieve this goal. 

In addition to boosting your rental income, this also allows you to enhance your property’s overall demand and value alike. As a result, you can rent it quicker than many competing properties and become capable of achieving that objective at a higher rental price. This gives you a certain edge to thrive in this competitive sector.

5. Diversify Your Investment Portfolio

When you are trying to obtain a consistent income from your real estate investments, it is important that you diversify your portfolio. This ensures that you are not putting all your eggs in one basket. To fulfill this objective, you can invest in various properties, such as long-term rentals, short-term rentals, and commercial real estate. 

This way, you can use a vacation rental platform to fetch short-term tenants and rent out other properties for long-term leases. If you have sufficient capital, you can also benefit from commercial tenants for maximum profitability. This allows you to obtain optimal benefits from your investment. 

By keeping these suggestions in mind, you can get the most out of your investment efforts. In turn, you can grow your wealth and boost your income in a consistent manner.

Design and color are features that I consider when shopping for new bedding. I like to have a few comforters and duvets so I can refresh my bedroom every few months. Aside from color and design, the softness and comfort is a main feature I consider as well. My newest duvet cover comes from Villa Cotton and it is like art on a soft luxury bed linen. Just take a look at the bedding designs!

Your duvet or comforter is kept inside the duvet covers with buttons on one side. The buttons attach into a fold of the seam. This way the buttons are hidden and tucked away from feel or view within the cover. I have the Grafica design. Villa Cotton has duvet cover like mine as well as comforters and sheet sets. My duvet cover also came with 2 matching shams so I get that complete bed look. It is easy to refresh your space by just changing colors of the bedding or curtains. I changed out the navy from my standard bedroom set for this white and grey Grafica duvet set from Villa Cotton. It really changes this space, like a bit of art on my bed!

There is so much more to Villa Cotton besides these beautiful designs that came from the inspirations of Italy (Como). They proudly carry an Oeko-Tex certification, which means their products are made without the use of harmful chemicals.

Every time an order is placed on their website, they dedicate a portion of the profits to plant a tree through One Tree Planted. They also support the SOS Children’s Village in Lahore, Punjab, near their production base. You not only get Italian art prints and the softest quality linen, you also support some great causes. It is more than bedding because it is now a conversation piece. Visit Villa Cotton and order a set for you and as a Holiday gift for someone who would love to add this style to their rooms!

I was sent samples. Contains affiliate links. Opinions are 100% my own

A comforter with Jade embedded in the fabric? This Arc-Chill Stretch Fabric Cooling Comforter by Elegear is a game changer for hot and warm sleepers! Whether you need to stay cool in a hot room or you naturally sleep hot, this comforter uses Japanese Arc-Chill cool technology fabric to keep you cool. You will not ‘get cold’, but it has this silky-soft feel that absorbs and releases body heat, and reduce skin temperature by 2-5°C instantly. The best mattress for hot side sleepers does work for a more relaxed sleep. I find that when you are wrapped in the comforter for a while and you naturally begin to find warmth, I just lift up and drop it back down and I get that instant cool again. It really does work for a cooler sleep.

The fabric feels thin and lightweight, but the comfort is better than the fluffiest cover you may have. It is deceiving to look at and feel its lightness then wrap up in it and be blown away at how comfortable it is. Both sides are made with the cooling fabric and you do not sweat or have static. The fabric is OEKO-TEX certified and is friendly to sensitive skin.It comes in 2 sizes – a full size and queen size.

The comforter is filled with DARCON fibers to form a 3-D hollow structure which works well in adjusting the humidity and temperature. This helps keep the body from getting too cold while working to keep the heat away. The fiber stays in place with the single needle stitching and although you can wash kit, you need to let it air dry only. This is truly a great comforter choice that arrives wrapped and boxed to make it great for gift giving. Buy this Elegear Revolutionary Cooling Comforter on Amazon and save 10% with promo code: DOH25743 that expires 6/30/2022.