I used the Florida Crystals Raw Organic Cane Sugars. If you need to bake with zero calorie baking sugars, make sure you use a brand that measures in a 1:1 ratio with cane sugar. For low carb use almond flour or perhaps 3 cups almond + 1/2 cup coconut flour and then add 5 (not 4) eggs in the egg step. I do not stir my chocolate chips throughout - I pour batter in loaf pan, top with chocolate chips and use a spatula to fold them just on the top part. If you want chocolate chips throughout entire loaf to fold in add another 1/4-1/2 cup of chocolate chips if you desire.